Attorneys....or Society?

1. Forgive me in advance for standing on my soapbox.

Today I saw an ad on TV for a bankruptcy lawyer.  Their "hook" is that you shouldn't be embarrased about needing help.  It is your right as an American to get a second chance.
What?  Excuse me.  I think there are quite a few Rights given to us in the Bill of Rights but I don't believe that a "Second Chance" is actually one of them.  Now I know there are people that have truly had some bad luck or had bad things happen and they do need help.    But for the people that don't have self control or common sense you don't just get a "Second Chance" to be financially irresponsible.  Plenty of people have made poor choices and they bite the bullet and get themselves on a budget and forego things for a number of years to pay for those errors in judgement.  It isn't easy or fun but that's the point - you already had the fun and now you have to pay for it.

Bravo and a big thank you to the people out there that are being responsible, or in the process of learning.  My hat is off to you.  Hang in there and you will make it through and then you have something to be proud of.  If your parents didn't teach you about money then start teaching your kids.  If you don't have kids - help teach your neices and nephews.  Money isn't taboo - it is part of life.

Our country would truly be great again if people would actually take responsibility for their own actions!  Stop suing other people because you lack common sense (coffee, cruise control, etc).  Pay your bills.  Take care of your kids, spend time with them or don't have them-birth control is readily available.  Read to the kids.  Get up and away from the TV.  Be creative!  Give back and you will receive many new blessings.